@import"https://fonts.googleapis.com/css2?family=Libre+Baskerville:ital,wght@0,400;0,700;1,400&family=DM+Sans:wght@300;400;500;600&display=swap";.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border-width:0}.visible{visibility:visible}.collapse{visibility:collapse}.static{position:static}.fixed{position:fixed}.relative{position:relative}.m-1{margin:.25rem}.m-2{margin:.5rem}.mx-auto{margin-left:auto;margin-right:auto}.mb-2{margin-bottom:.5rem}.mb-3{margin-bottom:.75rem}.mb-4{margin-bottom:1rem}.mt-0\.5{margin-top:.125rem}.mt-1{margin-top:.25rem}.mt-2{margin-top:.5rem}.mt-3{margin-top:.75rem}.mt-4{margin-top:1rem}.mt-5{margin-top:1.25rem}.mt-6{margin-top:1.5rem}.block{display:block}.inline-block{display:inline-block}.inline{display:inline}.flex{display:flex}.inline-flex{display:inline-flex}.table{display:table}.grid{display:grid}.hidden{display:none}.h-1{height:.25rem}.h-1\.5{height:.375rem}.h-3{height:.75rem}.h-4{height:1rem}.h-5{height:1.25rem}.h-6{height:1.5rem}.h-72{height:18rem}.h-full{height:100%}.min-h-12{min-height:3rem}.min-h-\[400px\]{min-height:400px}.min-h-screen{min-height:100vh}.min-h-touch{min-height:48px}.w-0{width:0px}.w-1\/3{width:33.333333%}.w-1\/4{width:25%}.w-11{width:2.75rem}.w-2\/3{width:66.666667%}.w-4{width:1rem}.w-5{width:1.25rem}.w-6{width:1.5rem}.min-w-0{min-width:0px}.max-w-7xl{max-width:80rem}.max-w-lg{max-width:32rem}.shrink-0{flex-shrink:0}.translate-x-1{--tw-translate-x: .25rem;transform:translate(var(--tw-translate-x),var(--tw-translate-y)) rotate(var(--tw-rotate)) skew(var(--tw-skew-x)) skewY(var(--tw-skew-y)) scaleX(var(--tw-scale-x)) scaleY(var(--tw-scale-y))}.translate-x-5{--tw-translate-x: 1.25rem;transform:translate(var(--tw-translate-x),var(--tw-translate-y)) rotate(var(--tw-rotate)) skew(var(--tw-skew-x)) skewY(var(--tw-skew-y)) scaleX(var(--tw-scale-x)) scaleY(var(--tw-scale-y))}.transform{transform:translate(var(--tw-translate-x),var(--tw-translate-y)) rotate(var(--tw-rotate)) skew(var(--tw-skew-x)) skewY(var(--tw-skew-y)) scaleX(var(--tw-scale-x)) scaleY(var(--tw-scale-y))}@keyframes pulse{50%{opacity:.5}}.animate-pulse{animation:pulse 2s cubic-bezier(.4,0,.6,1) infinite}.cursor-pointer{cursor:pointer}.resize{resize:both}.grid-cols-1{grid-template-columns:repeat(1,minmax(0,1fr))}.grid-cols-10{grid-template-columns:repeat(10,minmax(0,1fr))}.flex-col{flex-direction:column}.flex-wrap{flex-wrap:wrap}.items-start{align-items:flex-start}.items-end{align-items:flex-end}.items-center{align-items:center}.justify-center{justify-content:center}.justify-between{justify-content:space-between}.gap-1\.5{gap:.375rem}.gap-2{gap:.5rem}.gap-3{gap:.75rem}.gap-4{gap:1rem}.gap-6{gap:1.5rem}.space-y-1>:not([hidden])~:not([hidden]){--tw-space-y-reverse: 0;margin-top:calc(.25rem * calc(1 - var(--tw-space-y-reverse)));margin-bottom:calc(.25rem * var(--tw-space-y-reverse))}.space-y-2>:not([hidden])~:not([hidden]){--tw-space-y-reverse: 0;margin-top:calc(.5rem * calc(1 - var(--tw-space-y-reverse)));margin-bottom:calc(.5rem * var(--tw-space-y-reverse))}.space-y-3>:not([hidden])~:not([hidden]){--tw-space-y-reverse: 0;margin-top:calc(.75rem * calc(1 - var(--tw-space-y-reverse)));margin-bottom:calc(.75rem * var(--tw-space-y-reverse))}.space-y-4>:not([hidden])~:not([hidden]){--tw-space-y-reverse: 0;margin-top:calc(1rem * calc(1 - var(--tw-space-y-reverse)));margin-bottom:calc(1rem * var(--tw-space-y-reverse))}.space-y-6>:not([hidden])~:not([hidden]){--tw-space-y-reverse: 0;margin-top:calc(1.5rem * calc(1 - var(--tw-space-y-reverse)));margin-bottom:calc(1.5rem * var(--tw-space-y-reverse))}.space-y-8>:not([hidden])~:not([hidden]){--tw-space-y-reverse: 0;margin-top:calc(2rem * calc(1 - var(--tw-space-y-reverse)));margin-bottom:calc(2rem * var(--tw-space-y-reverse))}.overflow-hidden{overflow:hidden}.break-all{word-break:break-all}.rounded{border-radius:var(--r)}.rounded-2xl{border-radius:1rem}.rounded-3xl{border-radius:1.5rem}.rounded-full{border-radius:9999px}.rounded-lg{border-radius:.5rem}.rounded-md{border-radius:.375rem}.rounded-xl{border-radius:.75rem}.rounded-t-sm{border-top-left-radius:var(--r-sm);border-top-right-radius:var(--r-sm)}.border{border-width:1px}.border-l-4{border-left-width:4px}.border-none{border-style:none}.border-amber-200{--tw-border-opacity: 1;border-color:rgb(253 230 138 / var(--tw-border-opacity, 1))}.border-amber-300{--tw-border-opacity: 1;border-color:rgb(252 211 77 / var(--tw-border-opacity, 1))}.border-blue-100{--tw-border-opacity: 1;border-color:rgb(219 234 254 / var(--tw-border-opacity, 1))}.border-blue-200{--tw-border-opacity: 1;border-color:rgb(191 219 254 / var(--tw-border-opacity, 1))}.border-blue-300{--tw-border-opacity: 1;border-color:rgb(147 197 253 / var(--tw-border-opacity, 1))}.border-emerald-200{--tw-border-opacity: 1;border-color:rgb(167 243 208 / var(--tw-border-opacity, 1))}.border-emerald-300{--tw-border-opacity: 1;border-color:rgb(110 231 183 / var(--tw-border-opacity, 1))}.border-green-200{--tw-border-opacity: 1;border-color:rgb(187 247 208 / var(--tw-border-opacity, 1))}.border-red-200{--tw-border-opacity: 1;border-color:rgb(254 202 202 / var(--tw-border-opacity, 1))}.border-rose-200{--tw-border-opacity: 1;border-color:rgb(254 205 211 / var(--tw-border-opacity, 1))}.border-slate-100{--tw-border-opacity: 1;border-color:rgb(241 245 249 / var(--tw-border-opacity, 1))}.border-slate-200{--tw-border-opacity: 1;border-color:rgb(226 232 240 / var(--tw-border-opacity, 1))}.border-slate-300{--tw-border-opacity: 1;border-color:rgb(203 213 225 / var(--tw-border-opacity, 1))}.border-teal-100{--tw-border-opacity: 1;border-color:rgb(204 251 241 / var(--tw-border-opacity, 1))}.border-teal-300{--tw-border-opacity: 1;border-color:rgb(94 234 212 / var(--tw-border-opacity, 1))}.border-teal-700{--tw-border-opacity: 1;border-color:rgb(15 118 110 / var(--tw-border-opacity, 1))}.border-violet-200{--tw-border-opacity: 1;border-color:rgb(221 214 254 / var(--tw-border-opacity, 1))}.border-l-teal-500{--tw-border-opacity: 1;border-left-color:rgb(20 184 166 / var(--tw-border-opacity, 1))}.bg-amber-100{--tw-bg-opacity: 1;background-color:rgb(254 243 199 / var(--tw-bg-opacity, 1))}.bg-amber-50{--tw-bg-opacity: 1;background-color:rgb(255 251 235 / var(--tw-bg-opacity, 1))}.bg-blue-100{--tw-bg-opacity: 1;background-color:rgb(219 234 254 / var(--tw-bg-opacity, 1))}.bg-blue-50{--tw-bg-opacity: 1;background-color:rgb(239 246 255 / var(--tw-bg-opacity, 1))}.bg-blue-50\/60{background-color:#eff6ff99}.bg-blue-600{--tw-bg-opacity: 1;background-color:rgb(37 99 235 / var(--tw-bg-opacity, 1))}.bg-brand-primary{background-color:var(--teal)}.bg-emerald-100{--tw-bg-opacity: 1;background-color:rgb(209 250 229 / var(--tw-bg-opacity, 1))}.bg-emerald-50{--tw-bg-opacity: 1;background-color:rgb(236 253 245 / var(--tw-bg-opacity, 1))}.bg-emerald-50\/60{background-color:#ecfdf599}.bg-emerald-500{--tw-bg-opacity: 1;background-color:rgb(16 185 129 / var(--tw-bg-opacity, 1))}.bg-emerald-600{--tw-bg-opacity: 1;background-color:rgb(5 150 105 / var(--tw-bg-opacity, 1))}.bg-emerald-700{--tw-bg-opacity: 1;background-color:rgb(4 120 87 / var(--tw-bg-opacity, 1))}.bg-green-100{--tw-bg-opacity: 1;background-color:rgb(220 252 231 / var(--tw-bg-opacity, 1))}.bg-green-50{--tw-bg-opacity: 1;background-color:rgb(240 253 244 / var(--tw-bg-opacity, 1))}.bg-green-600{--tw-bg-opacity: 1;background-color:rgb(22 163 74 / var(--tw-bg-opacity, 1))}.bg-red-100{--tw-bg-opacity: 1;background-color:rgb(254 226 226 / var(--tw-bg-opacity, 1))}.bg-rose-50{--tw-bg-opacity: 1;background-color:rgb(255 241 242 / var(--tw-bg-opacity, 1))}.bg-rose-700{--tw-bg-opacity: 1;background-color:rgb(190 18 60 / var(--tw-bg-opacity, 1))}.bg-slate-100{--tw-bg-opacity: 1;background-color:rgb(241 245 249 / var(--tw-bg-opacity, 1))}.bg-slate-200{--tw-bg-opacity: 1;background-color:rgb(226 232 240 / var(--tw-bg-opacity, 1))}.bg-slate-300{--tw-bg-opacity: 1;background-color:rgb(203 213 225 / var(--tw-bg-opacity, 1))}.bg-slate-50{--tw-bg-opacity: 1;background-color:rgb(248 250 252 / var(--tw-bg-opacity, 1))}.bg-slate-900{--tw-bg-opacity: 1;background-color:rgb(15 23 42 / var(--tw-bg-opacity, 1))}.bg-teal-50{--tw-bg-opacity: 1;background-color:rgb(240 253 250 / var(--tw-bg-opacity, 1))}.bg-teal-700{--tw-bg-opacity: 1;background-color:rgb(15 118 110 / var(--tw-bg-opacity, 1))}.bg-transparent{background-color:transparent}.bg-violet-100{--tw-bg-opacity: 1;background-color:rgb(237 233 254 / var(--tw-bg-opacity, 1))}.bg-white{--tw-bg-opacity: 1;background-color:rgb(255 255 255 / var(--tw-bg-opacity, 1))}.bg-gradient-to-r{background-image:linear-gradient(to right,var(--tw-gradient-stops))}.from-blue-600{--tw-gradient-from: #2563eb var(--tw-gradient-from-position);--tw-gradient-to: rgb(37 99 235 / 0) var(--tw-gradient-to-position);--tw-gradient-stops: var(--tw-gradient-from), var(--tw-gradient-to)}.to-emerald-500{--tw-gradient-to: #10b981 var(--tw-gradient-to-position)}.p-3{padding:.75rem}.p-4{padding:1rem}.p-5{padding:1.25rem}.p-6{padding:1.5rem}.px-2{padding-left:.5rem;padding-right:.5rem}.px-2\.5{padding-left:.625rem;padding-right:.625rem}.px-3{padding-left:.75rem;padding-right:.75rem}.px-4{padding-left:1rem;padding-right:1rem}.px-5{padding-left:1.25rem;padding-right:1.25rem}.py-0\.5{padding-top:.125rem;padding-bottom:.125rem}.py-1{padding-top:.25rem;padding-bottom:.25rem}.py-1\.5{padding-top:.375rem;padding-bottom:.375rem}.py-10{padding-top:2.5rem;padding-bottom:2.5rem}.py-2{padding-top:.5rem;padding-bottom:.5rem}.py-3{padding-top:.75rem;padding-bottom:.75rem}.py-4{padding-top:1rem;padding-bottom:1rem}.ps-1{padding-inline-start:.25rem}.text-left{text-align:left}.text-center{text-align:center}.text-right{text-align:right}.text-2xl{font-size:1.5rem;line-height:2rem}.text-3xl{font-size:1.875rem;line-height:2.25rem}.text-4xl{font-size:2.25rem;line-height:2.5rem}.text-5xl{font-size:3rem;line-height:1}.text-\[10px\]{font-size:10px}.text-base{font-size:1rem;line-height:1.5rem}.text-lg{font-size:1.125rem;line-height:1.75rem}.text-sm{font-size:.875rem;line-height:1.25rem}.text-xl{font-size:1.25rem;line-height:1.75rem}.text-xs{font-size:.75rem;line-height:1rem}.font-bold{font-weight:700}.font-medium{font-weight:500}.font-normal{font-weight:400}.font-semibold{font-weight:600}.uppercase{text-transform:uppercase}.lowercase{text-transform:lowercase}.capitalize{text-transform:capitalize}.tabular-nums{--tw-numeric-spacing: tabular-nums;font-variant-numeric:var(--tw-ordinal) var(--tw-slashed-zero) var(--tw-numeric-figure) var(--tw-numeric-spacing) var(--tw-numeric-fraction)}.leading-5{line-height:1.25rem}.leading-6{line-height:1.5rem}.leading-tight{line-height:1.25}.tracking-\[0\.18em\]{letter-spacing:.18em}.tracking-wide{letter-spacing:.025em}.text-amber-500{--tw-text-opacity: 1;color:rgb(245 158 11 / var(--tw-text-opacity, 1))}.text-amber-800{--tw-text-opacity: 1;color:rgb(146 64 14 / var(--tw-text-opacity, 1))}.text-amber-900{--tw-text-opacity: 1;color:rgb(120 53 15 / var(--tw-text-opacity, 1))}.text-blue-700{--tw-text-opacity: 1;color:rgb(29 78 216 / var(--tw-text-opacity, 1))}.text-blue-800{--tw-text-opacity: 1;color:rgb(30 64 175 / var(--tw-text-opacity, 1))}.text-blue-900{--tw-text-opacity: 1;color:rgb(30 58 138 / var(--tw-text-opacity, 1))}.text-emerald-600{--tw-text-opacity: 1;color:rgb(5 150 105 / var(--tw-text-opacity, 1))}.text-emerald-700{--tw-text-opacity: 1;color:rgb(4 120 87 / var(--tw-text-opacity, 1))}.text-emerald-800{--tw-text-opacity: 1;color:rgb(6 95 70 / var(--tw-text-opacity, 1))}.text-emerald-900{--tw-text-opacity: 1;color:rgb(6 78 59 / var(--tw-text-opacity, 1))}.text-green-800{--tw-text-opacity: 1;color:rgb(22 101 52 / var(--tw-text-opacity, 1))}.text-ink-muted{color:var(--ink-muted)}.text-red-800{--tw-text-opacity: 1;color:rgb(153 27 27 / var(--tw-text-opacity, 1))}.text-rose-600{--tw-text-opacity: 1;color:rgb(225 29 72 / var(--tw-text-opacity, 1))}.text-rose-700{--tw-text-opacity: 1;color:rgb(190 18 60 / var(--tw-text-opacity, 1))}.text-slate-500{--tw-text-opacity: 1;color:rgb(100 116 139 / var(--tw-text-opacity, 1))}.text-slate-600{--tw-text-opacity: 1;color:rgb(71 85 105 / var(--tw-text-opacity, 1))}.text-slate-700{--tw-text-opacity: 1;color:rgb(51 65 85 / var(--tw-text-opacity, 1))}.text-slate-800{--tw-text-opacity: 1;color:rgb(30 41 59 / var(--tw-text-opacity, 1))}.text-slate-900{--tw-text-opacity: 1;color:rgb(15 23 42 / var(--tw-text-opacity, 1))}.text-teal-800{--tw-text-opacity: 1;color:rgb(17 94 89 / var(--tw-text-opacity, 1))}.text-violet-900{--tw-text-opacity: 1;color:rgb(76 29 149 / var(--tw-text-opacity, 1))}.text-white{--tw-text-opacity: 1;color:rgb(255 255 255 / var(--tw-text-opacity, 1))}.underline{text-decoration-line:underline}.underline-offset-2{text-underline-offset:2px}.opacity-0{opacity:0}.opacity-100{opacity:1}.opacity-70{opacity:.7}.shadow-sm{--tw-shadow: var(--shadow-sm);--tw-shadow-colored: var(--shadow-sm);box-shadow:var(--tw-ring-offset-shadow, 0 0 #0000),var(--tw-ring-shadow, 0 0 #0000),var(--tw-shadow)}.outline{outline-style:solid}.ring{--tw-ring-offset-shadow: var(--tw-ring-inset) 0 0 0 var(--tw-ring-offset-width) var(--tw-ring-offset-color);--tw-ring-shadow: var(--tw-ring-inset) 0 0 0 calc(3px + var(--tw-ring-offset-width)) var(--tw-ring-color);box-shadow:var(--tw-ring-offset-shadow),var(--tw-ring-shadow),var(--tw-shadow, 0 0 #0000)}.ring-1{--tw-ring-offset-shadow: var(--tw-ring-inset) 0 0 0 var(--tw-ring-offset-width) var(--tw-ring-offset-color);--tw-ring-shadow: var(--tw-ring-inset) 0 0 0 calc(1px + var(--tw-ring-offset-width)) var(--tw-ring-color);box-shadow:var(--tw-ring-offset-shadow),var(--tw-ring-shadow),var(--tw-shadow, 0 0 #0000)}.ring-2{--tw-ring-offset-shadow: var(--tw-ring-inset) 0 0 0 var(--tw-ring-offset-width) var(--tw-ring-offset-color);--tw-ring-shadow: var(--tw-ring-inset) 0 0 0 calc(2px + var(--tw-ring-offset-width)) var(--tw-ring-color);box-shadow:var(--tw-ring-offset-shadow),var(--tw-ring-shadow),var(--tw-shadow, 0 0 #0000)}.ring-slate-200{--tw-ring-opacity: 1;--tw-ring-color: rgb(226 232 240 / var(--tw-ring-opacity, 1))}.ring-teal-200{--tw-ring-opacity: 1;--tw-ring-color: rgb(153 246 228 / var(--tw-ring-opacity, 1))}.blur{--tw-blur: blur(8px);filter:var(--tw-blur) var(--tw-brightness) var(--tw-contrast) var(--tw-grayscale) var(--tw-hue-rotate) var(--tw-invert) var(--tw-saturate) var(--tw-sepia) var(--tw-drop-shadow)}.filter{filter:var(--tw-blur) var(--tw-brightness) var(--tw-contrast) var(--tw-grayscale) var(--tw-hue-rotate) var(--tw-invert) var(--tw-saturate) var(--tw-sepia) var(--tw-drop-shadow)}.transition{transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,backdrop-filter;transition-timing-function:cubic-bezier(.4,0,.2,1);transition-duration:.15s}.transition-all{transition-property:all;transition-timing-function:cubic-bezier(.4,0,.2,1);transition-duration:.15s}.transition-colors{transition-property:color,background-color,border-color,text-decoration-color,fill,stroke;transition-timing-function:cubic-bezier(.4,0,.2,1);transition-duration:.15s}.transition-opacity{transition-property:opacity;transition-timing-function:cubic-bezier(.4,0,.2,1);transition-duration:.15s}.duration-200{transition-duration:.2s}.\[db\:events\]{db:events}.\[db\:loan_applications\]{db:loan applications}.\[db\:metrics\]{db:metrics}.\[metrics\:event\]{metrics:event}.\[metrics\:metric\]{metrics:metric}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}:root{--ink: #1a1a2e;--ink-muted: #4a4a6a;--surface: #faf9f6;--surface-2: #f2f0ea;--surface-3: #e8e4d9;--teal: #1a6b6b;--teal-light: #2d9090;--teal-pale: #d4eded;--gold: #c4872a;--gold-pale: #fdf3e3;--red: #c0392b;--red-pale: #fdecea;--green: #27654a;--green-pale: #e4f5ec;--purple: #5b3fa6;--purple-pale: #ede8ff;--border: #ddd8cc;--shadow-sm: 0 1px 3px rgba(26,26,46,.08);--shadow-md: 0 4px 16px rgba(26,26,46,.1);--shadow-lg: 0 12px 40px rgba(26,26,46,.13);--r: 10px;--r-sm: 6px}html,body{height:100%;scrollbar-gutter:stable}body{font-family:DM Sans,sans-serif;background:var(--surface);color:var(--ink);font-size:15px;line-height:1.6;-webkit-font-smoothing:antialiased}body.route-scroll-settling{overflow-x:hidden}#root{min-height:100vh;display:flex;flex-direction:column}h1,h2,h3{font-family:Libre Baskerville,serif;font-weight:400}.nav{position:fixed;top:0;left:0;right:0;z-index:100;background:#faf9f6eb;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);border-bottom:1px solid var(--border);height:60px;display:flex;align-items:center;justify-content:space-between;padding:0 28px}.nav-logo,.nav-logo-btn{font-family:Libre Baskerville,serif;font-size:20px;color:var(--teal);cursor:pointer;display:flex;align-items:center;gap:10px;white-space:nowrap}.nav-logo-image{width:34px;height:34px;-o-object-fit:contain;object-fit:contain;border-radius:999px;border:1px solid rgba(26,107,107,.24);background:#fff}.nav-logo-text{color:var(--teal);font-family:Libre Baskerville,serif;font-size:20px;line-height:1}.nav-logo-btn:hover .nav-logo-text,.nav-logo-btn:focus-visible .nav-logo-text{color:var(--teal-light)}.nav-links{display:flex;gap:4px;align-items:center}.nav-notification-slot{display:inline-flex;align-items:center;justify-content:center;position:relative;margin-right:6px}.nav-btn{padding:7px 16px;border-radius:var(--r-sm);font-size:14px;font-weight:500;cursor:pointer;border:none;transition:all .15s;font-family:DM Sans,sans-serif}.nav-btn-ghost{background:transparent;color:var(--ink-muted)}.nav-btn-ghost:hover{background:var(--surface-2);color:var(--ink)}.nav-btn-solid{background:var(--teal);color:#fff}.nav-btn-solid:hover{background:var(--teal-light)}.nav-menu{position:relative}.nav-menu-trigger{display:inline-flex;align-items:center;gap:8px}.nav-menu-chevron{width:7px;height:7px;border-right:1.8px solid currentColor;border-bottom:1.8px solid currentColor;display:inline-block;flex:0 0 auto;margin-top:-3px;opacity:.78;transform:rotate(45deg);transition:transform .15s ease,opacity .15s ease}.nav-menu-trigger:hover .nav-menu-chevron,.nav-menu-trigger[aria-expanded=true] .nav-menu-chevron{opacity:1}.nav-menu-trigger[aria-expanded=true] .nav-menu-chevron{margin-top:3px;transform:rotate(225deg)}.nav-menu-panel{position:absolute;top:calc(100% + 8px);right:0;z-index:130;min-width:220px;padding:8px;border:1px solid var(--border);border-radius:var(--r-sm);background:#fff;box-shadow:var(--shadow-lg)}.nav-menu-item{display:block;width:100%;border:0;border-radius:var(--r-sm);background:transparent;color:var(--ink);cursor:pointer;font-family:DM Sans,sans-serif;font-size:14px;font-weight:500;padding:9px 10px;text-align:left}.nav-menu-item:hover,.nav-menu-item[aria-current=page]{background:var(--teal-pale);color:var(--teal)}.site-footer{border-top:1px solid var(--border);background:#f7f4ed;padding:20px 28px;margin-top:auto}.site-footer-inner{max-width:980px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:16px}.site-footer-brand{display:inline-flex;align-items:center;gap:10px;color:var(--teal);font-family:Libre Baskerville,serif;font-size:17px}.site-footer-logo{width:30px;height:30px;-o-object-fit:contain;object-fit:contain;border-radius:999px;background:#fff;border:1px solid rgba(26,107,107,.22)}.site-footer-cta{color:var(--ink);font-family:Libre Baskerville,serif;font-size:clamp(17px,2vw,22px);font-style:italic;line-height:1.25;text-align:center;flex:1}.site-footer-actions{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:8px}.site-footer-link{border:1px solid rgba(26,107,107,.16);background:#ffffff94;color:var(--ink);font-size:13px;font-weight:600;cursor:pointer;padding:8px 12px;border-radius:var(--r-sm);box-shadow:var(--shadow-sm)}.site-footer-link:hover{background:var(--teal);border-color:var(--teal);color:#fff}.assessment-result-page{flex:1;width:100%;padding:92px 16px 24px;background:var(--surface)}.assessment-empty-state{display:flex;flex:1;align-items:center;justify-content:center;padding:92px 16px 32px;background:var(--surface)}.assessment-empty-state-card{width:100%;max-width:520px;border:1px solid var(--border);border-radius:var(--r);background:#fff;box-shadow:var(--shadow-sm);padding:28px;text-align:center}.assessment-empty-state-card h1{color:var(--ink);font-family:Libre Baskerville,serif;font-size:28px;line-height:1.2;margin-bottom:10px}.assessment-empty-state-card p{color:var(--ink-muted);font-size:14px;line-height:1.6;margin-bottom:18px}.assessment-result-card h2{line-height:1.2;overflow-wrap:anywhere}.landing{padding-top:60px;overflow-anchor:none}.home-section{width:100%;border-top:1px solid transparent}.home-section--default{background:var(--surface)}.home-section--muted{background:#f2f0ea94;border-top-color:#ddd8cc73;border-bottom:1px solid rgba(221,216,204,.45)}.home-section--soft{background:#f4f2ecd1;border-top-color:#ddd8cc73}.hero{display:block;padding:74px 28px 52px;max-width:1100px;margin:0 auto}.hero-content{max-width:720px;min-width:0}.hero-badge{display:inline-flex;align-items:center;gap:7px;background:var(--gold-pale);border:1px solid #e8c87a;border-radius:30px;padding:5px 14px 5px 10px;font-size:12px;font-weight:600;color:var(--gold);letter-spacing:.2px;margin-bottom:20px;width:-moz-fit-content;width:fit-content}.hero-badge-dot{width:6px;height:6px;border-radius:50%;background:var(--gold)}.hero h1{font-size:clamp(36px,5.2vw,58px);line-height:1.14;letter-spacing:-1.2px;margin-bottom:14px;max-width:680px}.headline-accent{color:var(--teal);font-style:italic;text-shadow:0 10px 28px rgba(45,144,144,.12)}.hero-sub{font-size:18px;color:var(--ink-muted);max-width:620px;margin-bottom:30px;line-height:1.72}.hero-cta{display:flex;gap:10px;flex-wrap:wrap}.home-trust-bar{display:flex;align-items:center;justify-content:center;gap:10px;flex-wrap:wrap;max-width:980px;margin:0 auto;padding:18px 16px;border-top:1px solid var(--border);border-bottom:1px solid var(--border);color:var(--ink-muted);font-size:13px;background:#f2f0ea9e}.home-trust-item{font-weight:500;white-space:nowrap}.home-trust-sep{color:var(--border);font-size:11px}.mission-founder{max-width:760px;margin:0 auto;padding:44px 28px}.mission-founder-eyebrow{color:var(--teal);font-size:11px;font-weight:700;letter-spacing:1px;margin-bottom:8px}.mission-founder h2{font-family:Libre Baskerville,serif;font-size:clamp(24px,3.4vw,34px);line-height:1.28;margin-bottom:10px;max-width:640px}.mission-founder-copy{font-size:15px;color:var(--ink-muted);line-height:1.72;max-width:650px}.prelaunch-guardrails{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(220px,.85fr);gap:28px;align-items:start;max-width:980px;margin:0 auto;padding:34px 28px}.prelaunch-guardrails-eyebrow{color:var(--teal);font-size:11px;font-weight:800;letter-spacing:1.1px;margin-bottom:8px}.prelaunch-guardrails h2{color:var(--ink);font-family:Libre Baskerville,serif;font-size:clamp(24px,3vw,32px);line-height:1.25;margin-bottom:10px}.prelaunch-guardrails p{color:var(--ink-muted);font-size:15px;line-height:1.7}.prelaunch-guardrails ul{display:grid;gap:8px;list-style:none}.prelaunch-guardrails li{border:1px solid rgba(26,107,107,.16);border-radius:var(--r-sm);background:#ffffffb8;color:var(--ink);font-size:13px;font-weight:700;padding:10px 12px}.customer-tools-home{max-width:980px;margin:0 auto;padding:42px 28px 46px}.customer-tools-home-header{margin-bottom:18px}.customer-tools-home-eyebrow{color:var(--teal);font-size:14px;font-weight:700;letter-spacing:1.2px;margin-bottom:10px}.customer-tools-home h2{font-family:Libre Baskerville,serif;font-size:clamp(24px,3.2vw,34px);line-height:1.26;margin-bottom:8px}.customer-tools-home-subtitle{color:var(--ink-muted);font-size:15px;line-height:1.65;max-width:720px}.customer-tools-home-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.customer-tools-home-card{min-height:154px;border:1px solid var(--border);border-radius:var(--r-sm);background:#fff;box-shadow:var(--shadow-sm);color:var(--ink);cursor:pointer;display:flex;flex-direction:column;gap:8px;justify-content:flex-start;padding:18px;text-align:left;transition:border-color .15s ease,box-shadow .15s ease,transform .15s ease}.customer-tools-home-card:hover{border-color:#1a6b6b57;box-shadow:var(--shadow-md);transform:translateY(-1px)}.customer-tools-home-card-title{color:var(--teal);font-family:Libre Baskerville,serif;font-size:17px;line-height:1.25}.customer-tools-home-card-body{color:var(--ink-muted);font-size:13px;line-height:1.6}#payment-estimator,#borrower-checklist,#home-faq,#dti-checker,#emergency-fund-calculator,#loan-affordability-calculator{scroll-margin-top:84px}.tools-page{max-width:1100px;margin:0 auto;width:100%;padding:92px 28px 28px}.tools-hero{margin-bottom:18px}.tools-eyebrow,.free-tool-kicker{color:var(--teal);font-size:12px;font-weight:800;letter-spacing:1.1px;margin-bottom:8px;text-transform:uppercase}.tools-hero h1{color:var(--ink);font-family:Libre Baskerville,serif;font-size:clamp(32px,5vw,52px);line-height:1.15;margin-bottom:12px;max-width:760px}.tools-hero p{color:var(--ink-muted);font-size:16px;line-height:1.7;max-width:720px}.tools-status-note{margin-top:8px;font-size:13px!important;line-height:1.55!important}.free-tools-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.free-tool-card{display:flex;min-height:0;flex-direction:column;gap:10px;border:1px solid var(--border);border-radius:var(--r);background:#fff;box-shadow:var(--shadow-sm);padding:20px 22px}.free-tool-card h2{color:var(--ink);font-family:Libre Baskerville,serif;font-size:21px;line-height:1.25}.free-tool-card p{color:var(--ink-muted);font-size:13px;line-height:1.6}.free-tool-fields{display:grid;gap:8px;margin-top:2px}.free-tool-field{display:grid;gap:5px;color:var(--ink-muted);font-size:12px;font-weight:700}.free-tool-field input{width:100%;border:1px solid var(--border);border-radius:var(--r-sm);background:var(--surface);color:var(--ink);font:inherit;padding:9px 11px}.free-tool-result{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-top:auto;border-radius:var(--r-sm);background:var(--teal-pale);color:var(--teal);padding:12px}.free-tool-result span{font-size:12px;font-weight:800}.free-tool-result strong{color:var(--ink);font-size:20px}.free-tool-note{margin-top:-2px;font-size:12px!important}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:44px;padding:12px 26px;border-radius:var(--r-sm);font-size:15px;font-weight:600;line-height:1;cursor:pointer;border:1px solid transparent;transition:transform .17s ease,box-shadow .17s ease,background-color .17s ease,color .17s ease,border-color .17s ease;font-family:DM Sans,sans-serif;letter-spacing:.1px}.btn:focus-visible{outline:none;box-shadow:0 0 0 3px #1a6b6b33}.btn-primary{background:var(--teal);color:#fff}.btn-primary:hover{background:var(--teal-light);transform:translateY(-1px);box-shadow:0 6px 20px #1a6b6b47}.btn-secondary{background:var(--surface-2);color:var(--ink);border:1px solid var(--border)}.btn-secondary:hover{background:var(--surface-3);border-color:#cfc7b6;transform:translateY(-1px)}.btn-sm{padding:8px 18px;font-size:13px}.btn-lg{padding:14px 32px;font-size:16px}.btn-outline{background:transparent;border:1.5px solid var(--teal);color:var(--teal)}.btn-outline:hover{background:var(--teal-pale)}.btn-danger{background:var(--red);color:#fff}.btn-danger:hover{background:#a93226}.btn-purple{background:var(--purple);color:#fff}.btn-purple:hover{background:#4a2f90}.btn:disabled{opacity:.5;cursor:not-allowed;transform:none!important;box-shadow:none!important}.w-full{width:100%}.mt-4{margin-top:16px}.features-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--border);border:1px solid var(--border);border-radius:var(--r);overflow:hidden;margin:0 28px;max-width:900px}@media (min-width: 956px){.features-strip{margin-left:auto;margin-right:auto}}.feature-cell{background:var(--surface);padding:32px 28px}.feature-icon{font-size:26px;margin-bottom:12px}.feature-title{font-family:Libre Baskerville,serif;font-size:17px;margin-bottom:8px}.feature-desc{font-size:13px;color:var(--ink-muted);line-height:1.65}.borrower-checklist{max-width:900px;margin:0 auto;padding:40px 28px;border:1px solid var(--border);border-radius:var(--r);background:#fff;box-shadow:var(--shadow-sm)}.borrower-checklist-header{margin-bottom:14px}.borrower-checklist-eyebrow{color:var(--teal);font-size:11px;font-weight:700;letter-spacing:1px;margin-bottom:8px}.borrower-checklist h2{font-family:Libre Baskerville,serif;font-size:clamp(22px,2.8vw,30px);line-height:1.26;margin-bottom:8px}.borrower-checklist-subtitle{color:var(--ink-muted);font-size:14px;line-height:1.55}.borrower-checklist-list{margin:0;padding-left:20px;display:grid;gap:8px}.borrower-checklist-list li{color:var(--ink-muted);line-height:1.6;font-size:14px}.borrower-checklist-list strong{color:var(--ink);font-weight:600}.home-faq{max-width:980px;margin:0 auto;padding:40px 28px 48px}.home-faq-header{margin-bottom:16px}.home-faq-eyebrow{color:var(--teal);font-size:11px;font-weight:700;letter-spacing:1px;margin-bottom:8px}.home-faq h2{font-family:Libre Baskerville,serif;font-size:clamp(22px,2.9vw,30px);line-height:1.26;margin-bottom:8px}.home-faq-subtitle{color:var(--ink-muted);font-size:14px;line-height:1.6;max-width:680px}.home-faq-groups{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.home-faq-group{border:1px solid var(--border);border-radius:var(--r);background:#fff;box-shadow:var(--shadow-sm);padding:14px 14px 8px}.home-faq-group h3{font-size:16px;margin-bottom:8px}.home-faq-items{display:grid;gap:8px}.home-faq-item{border:1px solid var(--border);border-radius:var(--r-sm);background:var(--surface);overflow:hidden}.home-faq-item summary{list-style:none;cursor:pointer;position:relative;padding:12px 38px 12px 12px;font-size:14px;line-height:1.5;font-weight:600}.home-faq-item summary::-webkit-details-marker{display:none}.home-faq-item summary:after{content:"+";position:absolute;top:12px;right:12px;color:var(--ink-muted);font-weight:700}.home-faq-item[open] summary:after{content:"−"}.home-faq-item p{padding:0 12px 12px;font-size:14px;line-height:1.6;color:var(--ink-muted)}.membership-page-shell{min-height:100vh;padding:100px 28px 56px;background:linear-gradient(180deg,#d4eded6b,#faf9f600 340px),var(--surface)}.membership-hero,.membership-section,.membership-panel{max-width:980px;margin-left:auto;margin-right:auto}.membership-hero{display:grid;grid-template-columns:minmax(0,1fr) 260px;align-items:end;gap:28px;padding:8px 0 26px}.membership-eyebrow,.membership-panel-kicker{color:var(--teal);font-size:11px;font-weight:700;letter-spacing:1px;margin-bottom:8px;text-transform:uppercase}.membership-hero h1{font-size:clamp(32px,4.6vw,52px);line-height:1.12;max-width:650px;margin-bottom:12px}.membership-hero-copy{color:var(--ink-muted);font-size:16px;line-height:1.72;max-width:690px}.membership-hero-panel{border:1px solid rgba(26,107,107,.18);border-radius:var(--r);background:#ffffffb8;box-shadow:var(--shadow-sm);padding:18px}.membership-hero-panel span,.membership-hero-panel small{display:block;color:var(--ink-muted);font-size:12px;line-height:1.5}.membership-hero-panel strong{display:block;color:var(--teal);font-family:Libre Baskerville,serif;font-size:30px;font-weight:400;line-height:1.2;margin:4px 0}.membership-panel,.membership-section{border:1px solid var(--border);border-radius:var(--r);background:#fff;box-shadow:var(--shadow-sm)}.membership-panel{padding:20px;margin-top:18px}.membership-control-panel{background:#ffffffc7}.membership-control-grid,.membership-inline-controls{display:flex;flex-wrap:wrap;gap:16px;align-items:center}.membership-control-grid-compact{margin-bottom:18px}.membership-field-label{color:var(--ink-muted);font-size:12px;font-weight:700;letter-spacing:.2px}.membership-select,.membership-number-input{min-height:42px;border:1.5px solid var(--border);border-radius:var(--r-sm);background:#fff;color:var(--ink);font:inherit;font-size:14px;padding:9px 12px;outline:none}.membership-number-input{width:128px}.membership-select:focus,.membership-number-input:focus{border-color:var(--teal);box-shadow:0 0 0 3px #1a6b6b14}.membership-section{padding:22px;margin-top:18px}.membership-section-heading{display:flex;align-items:flex-start;justify-content:space-between;gap:16px;margin-bottom:18px}.membership-section-heading h2{font-size:clamp(22px,2.6vw,30px);line-height:1.24}.membership-status-chip,.membership-savings-row span{display:inline-flex;align-items:center;border-radius:999px;background:var(--green-pale);color:var(--green);font-size:12px;font-weight:700;line-height:1;padding:8px 10px;white-space:nowrap}.membership-grid{display:grid;grid-template-columns:minmax(260px,.9fr) minmax(0,1.35fr);gap:16px;align-items:start}.membership-column{display:grid;gap:14px}.membership-column-wide{min-width:0}.membership-status-card,.membership-policy-card,.membership-page-shell [data-testid=credit-reporting-opt-in]{border:1px solid var(--border);border-radius:var(--r-sm);background:var(--surface);padding:16px}.membership-status-card{display:grid;gap:10px}.membership-status-card p{color:var(--ink-muted);font-size:14px;line-height:1.55}.membership-status-card .membership-status-title{color:var(--ink);font-family:Libre Baskerville,serif;font-size:20px;line-height:1.24}.membership-status-card-active{background:linear-gradient(180deg,#fff,#d4eded47)}.membership-status-card-warning{background:var(--gold-pale);border-color:#e8c87a}.membership-status-card-warning p{color:#7a551c;font-weight:700}.membership-status-card-alert{background:var(--red-pale);border-color:#f5c6c2}.membership-status-card-alert p,.membership-status-link{color:var(--red);font-weight:700}.membership-status-link{font-size:14px;text-decoration:underline;text-underline-offset:3px}.membership-billing{display:grid;gap:10px}.membership-billing-toggle{display:inline-flex;width:-moz-fit-content;width:fit-content;border:1px solid var(--border);border-radius:var(--r-sm);background:var(--surface-2);padding:4px}.membership-billing-toggle button{border:0;border-radius:5px;background:transparent;color:var(--ink-muted);cursor:pointer;font:inherit;font-size:14px;font-weight:700;min-height:36px;padding:8px 16px}.membership-billing-toggle button:hover,.membership-billing-toggle button.is-active{background:#fff;color:var(--ink);box-shadow:var(--shadow-sm)}.membership-savings-row{display:flex;flex-wrap:wrap;gap:8px}.membership-tier-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.membership-tier-card{border:1px solid var(--border);border-radius:var(--r-sm);background:#fff;box-shadow:var(--shadow-sm);color:var(--ink);cursor:pointer;display:grid;gap:8px;min-height:100%;padding:18px;text-align:left;transition:border-color .15s ease,box-shadow .15s ease,transform .15s ease}.membership-tier-card:hover,.membership-tier-card.is-selected{border-color:#1a6b6b6b;box-shadow:var(--shadow-md);transform:translateY(-1px)}.membership-tier-card.is-selected{background:linear-gradient(180deg,#fff,#d4eded42)}.membership-tier-title{color:var(--teal);font-family:Libre Baskerville,serif;font-size:20px;line-height:1.2}.membership-tier-price{color:var(--ink);font-size:15px;font-weight:700}.membership-tier-card ul{display:grid;gap:8px;list-style:none;margin:6px 0 0;padding:0}.membership-tier-card li{display:grid;grid-template-columns:8px minmax(0,1fr);align-items:start;gap:9px;color:var(--ink-muted);font-size:13px;line-height:1.5}.membership-benefit-dot{width:6px;height:6px;margin-top:7px;border-radius:999px;background:var(--gold)}.membership-policy-card h3{color:var(--ink);font-family:DM Sans,sans-serif;font-size:14px;font-weight:700;margin-bottom:8px}.membership-policy-card p{color:var(--ink-muted);font-size:14px;line-height:1.6}.membership-policy-card label{display:grid;grid-template-columns:18px minmax(0,1fr);gap:10px;align-items:start;color:var(--ink);cursor:pointer;font-size:14px;font-weight:600;margin-top:12px}.membership-checkbox{width:16px;height:16px;margin-top:2px;accent-color:var(--teal)}.membership-policy-note{margin-top:8px;font-size:12px!important}.membership-action-row{display:flex;justify-content:flex-end;margin-top:16px}.membership-primary-action,.membership-secondary-action{display:inline-flex;align-items:center;justify-content:center;border-radius:var(--r-sm);cursor:pointer;font:inherit;font-size:14px;font-weight:700;min-height:40px;padding:10px 16px;transition:transform .15s ease,box-shadow .15s ease,background-color .15s ease,border-color .15s ease}.membership-primary-action{border:1px solid var(--teal);background:var(--teal);color:#fff;min-width:132px}.membership-primary-action:hover{background:var(--teal-light);box-shadow:0 6px 20px #1a6b6b33;transform:translateY(-1px)}.membership-primary-action:disabled{cursor:not-allowed;opacity:.48;transform:none;box-shadow:none}.membership-secondary-action{width:-moz-fit-content;width:fit-content;border:1px solid rgba(26,107,107,.18);background:#fff;color:var(--teal)}.membership-secondary-action:hover{border-color:#1a6b6b5c;box-shadow:var(--shadow-sm);transform:translateY(-1px)}.membership-page-shell [data-testid=credit-reporting-opt-in]{box-shadow:none}.membership-api-result{min-height:44px;margin-top:12px;border:1px solid var(--border);border-radius:var(--r-sm);background:var(--surface);color:var(--ink-muted);font-family:ui-monospace,SFMono-Regular,Consolas,Liberation Mono,monospace;font-size:12px;line-height:1.55;padding:12px;white-space:pre-wrap;overflow-wrap:anywhere}.contact-page{min-height:calc(100vh - 60px);padding:124px 20px 40px;display:flex;justify-content:center}.contact-card{width:100%;max-width:700px;background:#fff;border:1px solid var(--border);border-radius:14px;box-shadow:var(--shadow-md);padding:36px}.contact-eyebrow{color:var(--gold);font-size:12px;letter-spacing:1px;font-weight:700;margin-bottom:10px}.contact-card h1{font-size:34px;margin-bottom:16px}.contact-copy{color:var(--ink-muted);font-size:16px;margin-bottom:24px}.contact-copy a{color:var(--teal);font-weight:600;text-decoration:none}.contact-copy a:hover{text-decoration:underline}.contact-form{display:grid;gap:2px;margin-top:6px}.contact-form textarea{min-height:132px;resize:vertical}.contact-form-footer{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin-top:2px}.contact-required-note{color:var(--ink-muted);font-size:12px}.contact-note{margin-top:14px;padding:10px 12px;font-size:14px;color:var(--teal);background:var(--teal-pale);border:1px solid #a0cece;border-radius:var(--r-sm)}.auth-wrap{min-height:100vh;display:flex;flex-direction:column;justify-content:center;align-items:center;padding:80px 20px 40px}.auth-card{background:#fff;border-radius:14px;border:1px solid var(--border);box-shadow:var(--shadow-lg);padding:44px;width:100%;max-width:420px}.auth-card-wide{max-width:520px}.auth-logo{text-align:center;margin-bottom:32px}.auth-logo-mark{font-family:Libre Baskerville,serif;font-size:24px;color:var(--teal)}.auth-title{font-size:22px;margin-bottom:6px;text-align:center}.auth-sub{font-size:13px;color:var(--ink-muted);text-align:center;margin-bottom:28px}.field{margin-bottom:20px}.field label{display:block;font-size:13px;font-weight:600;color:var(--ink-muted);margin-bottom:6px;letter-spacing:.2px}.field input,.field select,.field textarea{width:100%;padding:12px 14px;border:1.5px solid var(--border);border-radius:var(--r-sm);font-size:15px;font-family:DM Sans,sans-serif;color:var(--ink);background:#fff;transition:border-color .15s,background .15s;outline:none;min-height:44px;box-sizing:border-box}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--teal);box-shadow:0 0 0 3px #1a6b6b14}.field.error input,.field.error select,.field.error textarea{border-color:var(--red);background:#fff8f8}.field.error input:focus,.field.error select:focus,.field.error textarea:focus{box-shadow:0 0 0 3px #c0392b14}.field.valid input,.field.valid select,.field.valid textarea{border-color:var(--green);background:#f6fdf9}.field-error-msg{font-size:12px;color:var(--red);margin-top:5px;font-weight:500}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}.field-hint{font-size:12px;color:var(--ink-muted);margin-top:4px}.esign-consent-gate{display:grid;gap:16px}.esign-consent-gate h2{font-size:22px;margin-bottom:0}.esign-disclosure-text{white-space:pre-wrap;margin:0;padding:14px 16px;border:1px solid var(--border);border-radius:var(--r-sm);background:var(--surface);color:var(--ink-muted);font-family:DM Sans,sans-serif;font-size:14px;line-height:1.65}.esign-option{display:grid;grid-template-columns:18px minmax(0,1fr);align-items:flex-start;gap:10px;padding:12px 14px;border:1px solid var(--border);border-radius:var(--r-sm);background:#fff;color:var(--ink);font-size:14px;line-height:1.45;cursor:pointer}.esign-option input{width:16px;height:16px;margin:2px 0 0;accent-color:var(--teal)}.esign-paper-request{display:grid;gap:12px;padding:14px;border:1px solid var(--border);border-radius:var(--r-sm);background:#fff}.esign-paper-header{display:flex;align-items:flex-start;justify-content:space-between;gap:12px}.esign-paper-header label{display:block;font-size:13px;font-weight:600;color:var(--ink)}.esign-paper-header p{margin-top:3px;color:var(--ink-muted);font-size:12px;line-height:1.45}.esign-paper-request textarea{width:100%;min-height:108px;padding:12px 14px;border:1.5px solid var(--border);border-radius:var(--r-sm);font:inherit;color:var(--ink);background:var(--surface);outline:none;resize:vertical}.esign-paper-request textarea:focus{border-color:var(--teal);box-shadow:0 0 0 3px #1a6b6b14;background:#fff}.esign-address-actions{display:flex;align-items:center;gap:10px;flex-wrap:wrap}.esign-address-actions span,.esign-address-empty{color:var(--ink-muted);font-size:12px;line-height:1.45}.esign-address-empty{margin:-2px 0 0}.esign-address-suggestions{display:grid;gap:8px}.esign-address-suggestions button{border:1px solid rgba(26,107,107,.16);border-radius:var(--r-sm);background:var(--surface);color:var(--ink);cursor:pointer;font:inherit;font-size:13px;line-height:1.45;padding:10px 12px;text-align:left}.esign-address-suggestions button:hover,.esign-address-suggestions button:focus-visible{border-color:var(--teal);background:#fff;box-shadow:0 0 0 3px #1a6b6b14;outline:none}.esign-paper-submit{text-transform:none}.esign-continue{margin-top:2px}.form-error-summary{margin-bottom:20px}.trust-strip{display:flex;align-items:center;gap:10px;flex-wrap:wrap;font-size:12px;color:var(--ink-muted);margin-bottom:20px;padding:9px 14px;background:var(--surface-2);border:1px solid var(--border);border-radius:var(--r-sm)}.trust-item{display:inline-flex;align-items:center;gap:5px;font-weight:500}.trust-item svg{color:var(--teal);flex-shrink:0}.trust-sep{color:var(--border)}.ssn-trust-notice{display:flex;align-items:flex-start;gap:6px;font-size:12px;color:var(--ink-muted);line-height:1.5;margin-bottom:8px;padding:8px 12px;background:var(--surface-2);border-radius:var(--r-sm);border:1px solid var(--border)}.ssn-trust-notice svg{color:var(--teal);flex-shrink:0;margin-top:1px}.modal-overlay{position:fixed;top:0;right:0;bottom:0;left:0;z-index:200;background:#1a1a2e73;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);display:flex;align-items:center;justify-content:center;padding:20px;animation:fadeIn .18s}.modal{background:#fff;border-radius:14px;box-shadow:var(--shadow-lg);width:100%;max-width:500px;max-height:90vh;overflow-y:auto;padding:36px;animation:slideUp .22s}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}@keyframes slideUp{0%{transform:translateY(16px);opacity:0}to{transform:none;opacity:1}}.modal-title{font-size:20px;margin-bottom:6px}.modal-sub{font-size:13px;color:var(--ink-muted);margin-bottom:24px}.retake-survey-modal{max-width:420px;padding:28px}.retake-survey-actions{display:flex;justify-content:flex-end;gap:10px;flex-wrap:wrap}.assessment-signup-success-modal{max-width:420px;padding:28px;text-align:left}.assessment-signup-success-actions{display:flex;justify-content:flex-end;gap:10px;flex-wrap:wrap}.welcome-modal{text-align:center;padding:44px 36px}.welcome-modal .welcome-icon{font-size:52px;margin-bottom:20px}.welcome-modal h2{font-size:26px;margin-bottom:12px}.welcome-modal p{font-size:15px;color:var(--ink-muted);line-height:1.7;margin-bottom:28px;max-width:380px;margin-left:auto;margin-right:auto}.step-progress-bar{display:flex;align-items:baseline;gap:8px;margin-bottom:14px;padding:10px 16px;background:var(--teal-pale);border:1px solid #a0cece;border-radius:var(--r-sm)}.step-progress-label{font-size:14px;font-weight:700;color:var(--teal);white-space:nowrap}.step-progress-desc{font-size:13px;color:var(--ink-muted)}.stepper{display:flex;gap:0;margin-bottom:20px}.step{flex:1;display:flex;flex-direction:column;align-items:center;position:relative}.step:not(:last-child):after{content:"";position:absolute;top:14px;left:50%;right:-50%;height:2px;background:var(--surface-3);z-index:0}.step.done:not(:last-child):after{background:var(--teal)}.step-dot{width:28px;height:28px;border-radius:50%;border:2px solid var(--surface-3);background:var(--surface);display:flex;align-items:center;justify-content:center;font-size:12px;font-weight:700;color:var(--ink-muted);z-index:1;position:relative}.step.active .step-dot{border-color:var(--teal);color:var(--teal);background:var(--teal-pale)}.step.done .step-dot{border-color:var(--teal);background:var(--teal);color:#fff}.step-label{font-size:11px;color:var(--ink-muted);margin-top:6px;text-align:center}.step.active .step-label{color:var(--teal);font-weight:600}.app-layout{display:flex;min-height:100vh;padding-top:60px}.sidebar{width:248px;min-height:calc(100vh - 60px);background:linear-gradient(180deg,var(--surface-2) 0%,#f7f4ed 100%);border-right:1px solid var(--border);padding:24px 16px;position:sticky;top:60px;height:calc(100vh - 60px);overflow-y:auto;flex-shrink:0}.sidebar-panel{background:#ffffff8c;border:1px solid rgba(221,216,204,.9);border-radius:16px;box-shadow:var(--shadow-sm);padding:18px 12px 14px}.sidebar-section{font-size:11px;font-weight:700;letter-spacing:1px;color:var(--ink-muted);padding:0 10px 12px;text-transform:uppercase}.sidebar-nav{display:flex;flex-direction:column}.sidebar-item{display:flex;align-items:center;gap:12px;padding:11px 12px;font-size:14px;color:var(--ink-muted);cursor:pointer;transition:all .12s;border-left:3px solid transparent;width:100%;text-align:left;background:transparent;border-top:none;border-right:none;border-bottom:none;border-radius:12px}.sidebar-item:hover{background:#e8e4d9d9;color:var(--ink)}.sidebar-item.active{color:var(--teal);border-left-color:transparent;background:var(--teal-pale);box-shadow:inset 0 0 0 1px #2d90902e;font-weight:600}.sidebar-item:focus-visible{outline:2px solid var(--teal);outline-offset:-2px}.sidebar-icon{width:18px;height:18px;display:inline-flex;align-items:center;justify-content:center;flex-shrink:0}.main-content{flex:1;padding:32px;max-width:900px}.collateral-qa-page{max-width:980px;padding-top:88px}.collateral-qa-hero,.collateral-rate-comparison,.collateral-qa-form{border:1px solid var(--border);border-radius:var(--r);background:#fff;box-shadow:var(--shadow-sm)}.collateral-qa-hero{margin-bottom:18px;padding:28px}.collateral-kicker{color:var(--teal);font-size:12px;font-weight:800;letter-spacing:1.1px;margin-bottom:8px;text-transform:uppercase}.collateral-qa-hero h1,.collateral-rate-comparison h2,.collateral-qa-form h2{color:var(--ink);font-family:Libre Baskerville,serif;line-height:1.22}.collateral-qa-hero h1{font-size:clamp(30px,4vw,44px);max-width:760px}.collateral-qa-hero p,.collateral-rate-comparison-header p,.collateral-qa-form p{color:var(--ink-muted);font-size:15px;line-height:1.75;margin-top:10px;max-width:760px}.collateral-rate-comparison{padding:24px}.collateral-rate-comparison h2,.collateral-qa-form h2{font-size:clamp(22px,3vw,32px)}.collateral-rate-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:20px}.collateral-rate-card{display:flex;min-height:190px;flex-direction:column;border:1px solid var(--border);border-radius:var(--r);background:#fff;box-shadow:var(--shadow-sm);padding:18px}.collateral-rate-card:nth-child(2){background:linear-gradient(180deg,#fff,#d4eded57);border-color:#1a6b6b3d}.collateral-rate-card:nth-child(3){background:linear-gradient(180deg,#fff,#f0f7f4e6);border-color:#d4862147}.collateral-rate-card-top{display:flex;align-items:flex-start;justify-content:space-between;gap:14px}.collateral-rate-name{color:var(--ink);font-size:14px;font-weight:800}.collateral-rate-badge{color:var(--ink-muted);font-size:12px;margin-top:4px}.collateral-rate-term{border-radius:999px;background:var(--surface);color:var(--ink-muted);flex-shrink:0;font-size:12px;font-weight:700;padding:5px 10px}.collateral-rate-apr{color:var(--ink);font-size:27px;font-weight:800;margin-top:22px}.collateral-rate-interest{color:var(--ink-muted);font-size:14px;margin-top:8px}.collateral-rate-savings{color:var(--teal);font-size:14px;font-weight:800;margin-top:auto;padding-top:14px}.collateral-interest-note{border:1px solid rgba(212,134,33,.34);border-radius:var(--r-sm);background:var(--gold-pale);color:var(--ink);font-size:14px;line-height:1.6;margin-top:16px;padding:12px 14px}.collateral-qa-form{display:grid;gap:18px;margin-top:18px;padding:24px}.collateral-qa-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.collateral-qa-field{display:grid;gap:7px}.collateral-qa-field span{color:var(--ink);font-weight:800}.collateral-qa-field small{color:var(--ink-muted);line-height:1.5}.collateral-qa-field input{border:1px solid var(--border);border-radius:var(--r-sm);background:var(--surface);color:var(--ink);font:inherit;padding:11px 12px}.collateral-qa-field input:focus{border-color:var(--teal);outline:3px solid rgba(26,107,107,.12)}.app-progress{margin-bottom:24px}.app-progress-track{height:5px;background:var(--surface-3);border-radius:5px;overflow:hidden;margin-bottom:18px}.app-progress-fill{height:100%;background:linear-gradient(90deg,var(--teal) 0%,var(--teal-light) 100%);border-radius:5px;transition:width .25s ease}.app-progress-steps{display:flex;justify-content:space-between;margin-bottom:10px}.app-step{display:flex;flex:1;flex-direction:column;align-items:center}.app-step-dot{width:28px;height:28px;border:2px solid var(--surface-3);border-radius:50%;background:var(--surface);color:var(--ink-muted);display:flex;align-items:center;justify-content:center;font-size:12px;font-weight:700}.app-step.active .app-step-dot{border-color:var(--teal);background:var(--teal-pale);color:var(--teal);box-shadow:0 0 0 3px #1a6b6b1a}.app-step.done .app-step-dot{border-color:var(--teal);background:var(--teal);color:#fff}.app-step-label{margin-top:6px;color:var(--ink-muted);font-size:11px;font-weight:500;text-align:center}.app-step.active .app-step-label,.app-step.done .app-step-label{color:var(--teal);font-weight:600}.app-progress-info{display:flex;justify-content:space-between;gap:12px;padding:0 2px;font-size:12px}.app-progress-desc{color:var(--ink-muted);font-weight:500}.app-progress-pct{color:var(--teal);font-weight:700;white-space:nowrap}.sidebar-inner{display:flex;min-height:100%;flex-direction:column}.sidebar-logo{display:flex;align-items:center;gap:9px;padding:0 8px 18px}.sidebar-logo-mark{width:30px;height:30px;border-radius:9px;-o-object-fit:contain;object-fit:contain;background:#fff;border:1px solid rgba(26,107,107,.18)}.sidebar-logo-name{color:var(--teal);font-family:Libre Baskerville,serif;font-size:15px}.sidebar-user-card{margin-bottom:16px;padding:12px;border:1px solid rgba(221,216,204,.7);border-radius:14px;background:#ffffffb8;box-shadow:var(--shadow-sm)}.sidebar-user-row,.sidebar-score-row{display:flex;align-items:center;gap:10px}.sidebar-score-row{margin-top:12px}.sidebar-avatar{width:38px;height:38px;border-radius:50%;background:var(--teal);color:#fff;display:flex;align-items:center;justify-content:center;flex-shrink:0;font-size:12px;font-weight:700}.sidebar-user-info{min-width:0;display:flex;flex:1;flex-direction:column;gap:4px}.sidebar-user-name{overflow:hidden;color:var(--ink);font-size:13px;font-weight:600;text-overflow:ellipsis;white-space:nowrap}.sidebar-tier-pill{display:inline-flex;width:-moz-fit-content;width:fit-content;border-radius:20px;padding:2px 8px;font-size:10px;font-weight:700}.sidebar-tier-T1{background:var(--red-pale);color:var(--red)}.sidebar-tier-T2{background:var(--gold-pale);color:var(--gold)}.sidebar-tier-T3{background:var(--teal-pale);color:var(--teal)}.sidebar-tier-T4{background:var(--green-pale);color:var(--green)}.sidebar-score-ring{color:var(--teal);flex-shrink:0}.sidebar-score-value{color:var(--ink);font-family:Libre Baskerville,serif;font-size:19px;line-height:1.1}.sidebar-score-label{color:var(--ink-muted);font-size:10px;font-weight:700;letter-spacing:.5px;text-transform:uppercase}.sidebar-score-trend{margin-left:auto;color:var(--teal);opacity:.72}.sidebar-item{position:relative}.sidebar-item-accent{position:absolute;left:0;top:50%;width:3px;height:22px;border-radius:0 3px 3px 0;background:var(--teal);transform:translateY(-50%)}.sidebar-journey{margin:16px 0 14px;padding:10px 10px 8px;border:1px solid rgba(221,216,204,.75);border-radius:12px;background:#ffffff7a}.sidebar-journey-label{margin-bottom:8px;color:var(--ink-muted);font-size:10px;font-weight:700;letter-spacing:1px;text-transform:uppercase}.sidebar-journey-track{display:flex;align-items:flex-start}.sidebar-journey-step{position:relative;display:flex;flex:1;flex-direction:column;align-items:center}.sidebar-journey-dot{z-index:1;width:22px;height:22px;border:2px solid var(--border);border-radius:50%;background:#fff;color:var(--ink-muted);display:flex;align-items:center;justify-content:center;font-size:10px;font-weight:700}.sidebar-journey-dot.done{border-color:var(--teal);background:var(--teal);color:#fff}.sidebar-journey-dot.current{border-color:var(--teal);background:var(--teal-pale);color:var(--teal)}.sidebar-journey-step-label{margin-top:4px;color:var(--ink-muted);font-size:9px}.sidebar-journey-step-label.active{color:var(--teal);font-weight:700}.sidebar-journey-connector{position:absolute;top:10px;left:calc(50% + 11px);width:calc(100% - 22px);height:2px;background:var(--border)}.sidebar-journey-connector.done{background:var(--teal)}.sidebar-footer{margin-top:auto}.sidebar-divider{height:1px;margin:10px 0;background:#ddd8cccc}.unstyled-button{border:none;background:transparent;padding:0;margin:0;font:inherit;color:inherit;cursor:pointer}.page-header{margin-bottom:24px}.page-title{font-size:28px;margin-bottom:4px}.page-sub{font-size:14px;color:var(--ink-muted)}.admin-tag{display:inline-block;font-size:10px;font-weight:700;letter-spacing:1px;background:var(--purple-pale);color:var(--purple);border-radius:4px;padding:2px 7px;margin-right:10px;vertical-align:middle;font-family:DM Sans,sans-serif}.card{background:#fff;border-radius:var(--r);border:1px solid var(--border);box-shadow:var(--shadow-sm);padding:24px;margin-bottom:20px}.card-title{font-size:15px;font-weight:600;color:var(--ink);margin-bottom:16px}.clickable{cursor:pointer;transition:box-shadow .15s}.clickable:hover{box-shadow:var(--shadow-md)}.application-page{min-height:calc(100vh - 60px);padding-top:60px}.application-shell{width:min(100%,580px);margin:0 auto;padding:14px 20px 18px}.application-title{font-size:24px;margin:4px 0}.application-subtitle{color:var(--ink-muted);font-size:14px;margin-bottom:10px}.application-card{padding:28px;margin-bottom:14px}.application-card h3{margin-bottom:6px}.application-card-copy{color:var(--ink-muted);font-size:14px;line-height:1.55;margin-bottom:14px}.application-shell .trust-strip,.application-shell .step-progress-bar{margin-bottom:10px;padding:8px 14px}.application-shell .stepper,.application-shell .field{margin-bottom:14px}.application-shell .field-row{gap:12px}.application-shell .field input,.application-shell .field select,.application-shell .field textarea{min-height:46px;padding:11px 14px}.application-shell{min-height:100vh;padding-top:60px;background:linear-gradient(180deg,#f6f2eccc,#ffffffb8 46%),var(--surface)}.application-container{max-width:700px;margin:0 auto;padding:48px 20px 64px}.application-hero{margin:12px 0 18px}.application-eyebrow{color:var(--teal);font-size:12px;font-weight:800;letter-spacing:1.1px;margin-bottom:8px;text-transform:uppercase}.application-hero h1{color:var(--ink);font-family:Libre Baskerville,serif;font-size:clamp(30px,4vw,44px);line-height:1.18;margin-bottom:10px}.application-hero p{color:var(--ink-muted);font-size:15px;line-height:1.65;max-width:560px}.application-shell .application-card{border-radius:var(--r);box-shadow:var(--shadow-md)}.application-shell .field label{color:var(--ink);font-weight:800}.application-shell .form-error-summary{border-radius:var(--r-sm)}.app-info-banner{border:1px solid rgba(26,107,107,.24);border-radius:var(--r-sm);background:var(--teal-pale);color:var(--teal);font-size:14px;line-height:1.55;margin-bottom:26px;padding:14px 16px}.app-form-section-heading{display:flex;align-items:flex-start;gap:12px;margin:28px 0 14px}.app-form-section-heading:first-of-type{margin-top:8px}.app-section-icon{width:24px;height:24px;border-radius:999px;background:var(--teal-pale);color:var(--teal);display:inline-flex;align-items:center;justify-content:center;flex-shrink:0;font-size:12px;font-weight:800}.app-form-section-heading h3{color:var(--ink);font-size:17px;line-height:1.25}.app-form-section-heading p{color:var(--ink-muted);font-size:13px;margin-top:2px}.contractor-details-panel{border:1px solid var(--border);border-radius:var(--r);background:var(--surface-2);display:grid;gap:12px;margin-bottom:18px;padding:18px}.contractor-details-title{color:var(--ink-muted);font-size:12px;font-weight:800;letter-spacing:.7px;text-transform:uppercase}.contractor-details-note{border-top:1px solid var(--border);color:var(--ink-muted);font-size:13px;line-height:1.6;margin-top:2px;padding-top:12px}.loan-amount-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;width:100%}.loan-amount-option{align-items:center;display:flex;justify-content:center;min-height:64px;border:1px solid var(--border);border-radius:var(--r-sm);background:#fff;color:var(--ink);cursor:pointer;font-family:Libre Baskerville,serif;font-size:22px;line-height:1;padding:0 12px;transition:border-color .15s ease,background .15s ease,box-shadow .15s ease}.loan-amount-option:hover,.loan-amount-option.selected{border-color:var(--teal);background:var(--teal-pale);box-shadow:0 0 0 3px #1a6b6b1a}.app-submit-helper{color:var(--ink-muted);font-size:13px;margin-top:10px;text-align:center}.plaid-connect-panel{padding:18px 0 6px;text-align:center}.plaid-connect-panel>div:first-child{font-size:36px!important;margin-bottom:8px!important}.plaid-connect-title{color:var(--ink-muted);font-size:14px;margin-bottom:4px}.plaid-connect-copy{color:var(--ink-muted);font-size:13px;margin-bottom:14px}.plaid-connect-error{margin-bottom:12px;text-align:left}.plaid-link-status{color:var(--ink-muted);font-size:12px;margin-top:8px;text-align:center}.plaid-local-fallback{max-width:320px;margin:12px auto 0;text-align:center}.plaid-local-fallback p{color:var(--ink-muted);font-size:12px;line-height:1.45;margin-top:8px}.stats-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:16px;margin-bottom:20px}.stat-card{background:#fff;border:1px solid var(--border);border-radius:var(--r);padding:16px 18px;box-shadow:var(--shadow-sm)}.stat-label{font-size:12px;color:var(--ink-muted);font-weight:600;letter-spacing:.2px;margin-bottom:6px;text-transform:uppercase}.stat-value{font-size:26px;font-weight:700;font-family:Libre Baskerville,serif}.stat-teal{color:var(--teal)}.stat-gold{color:var(--gold)}.stat-green{color:var(--green)}.stat-sub{font-size:12px;color:var(--ink-muted);margin-top:4px}.profile-tooltip{position:relative;display:inline-flex;align-items:center}.profile-tooltip-trigger{display:inline-flex;align-items:center;justify-content:center;width:16px;height:16px;border-radius:999px;border:1px solid rgba(26,107,107,.28);background:var(--teal-pale);color:var(--teal);font-size:10px;font-weight:700;line-height:1;cursor:help}.profile-tooltip-bubble{position:absolute;left:50%;bottom:calc(100% + 10px);transform:translate(-50%);width:min(240px,calc(100vw - 48px));padding:10px 12px;border-radius:10px;border:1px solid rgba(26,107,107,.18);background:#1a6b6bf7;color:#fff;box-shadow:var(--shadow-md);font-size:12px;font-weight:500;line-height:1.5;text-transform:none;letter-spacing:normal;white-space:normal;text-align:left;pointer-events:none;opacity:0;visibility:hidden;transition:opacity .14s ease,visibility .14s ease,transform .14s ease;z-index:10}.profile-tooltip-bubble:after{content:"";position:absolute;top:100%;left:50%;transform:translate(-50%);border-left:7px solid transparent;border-right:7px solid transparent;border-top:7px solid rgba(26,107,107,.97)}.profile-tooltip:hover .profile-tooltip-bubble,.profile-tooltip:focus-within .profile-tooltip-bubble{opacity:1;visibility:visible;transform:translate(-50%) translateY(-2px)}.profile-tooltip-trigger:focus-visible{outline:2px solid var(--teal);outline-offset:2px}.alert{padding:12px 16px;border-radius:var(--r-sm);font-size:14px;margin-bottom:12px}.alert-error{background:var(--red-pale);color:var(--red);border:1px solid #f5c6c2}.alert-success{background:var(--green-pale);color:var(--green);border:1px solid #b2d8c5}.alert-warning{background:var(--gold-pale);color:var(--gold);border:1px solid #e8c87a}.submit-error-list{margin:8px 0 0;padding-left:18px;display:grid;gap:4px}.submit-error-list strong{color:inherit;font-weight:700}.table-wrap{overflow-x:auto}table{width:100%;border-collapse:collapse}th{text-align:left;font-size:12px;font-weight:600;color:var(--ink-muted);padding:8px 12px;border-bottom:2px solid var(--surface-3);letter-spacing:.3px;text-transform:uppercase}td{padding:12px;border-bottom:1px solid var(--surface-2);font-size:14px}tr:last-child td{border-bottom:none}tr:hover td{background:var(--surface)}.status-pill{display:inline-block;padding:3px 10px;border-radius:20px;font-size:12px;font-weight:600;letter-spacing:.3px}.status-approved{background:var(--green-pale);color:var(--green)}.status-declined{background:var(--red-pale);color:var(--red)}.status-pending{background:var(--gold-pale);color:var(--gold)}.status-manual_review{background:var(--purple-pale);color:var(--purple)}.status-paid{background:var(--green-pale);color:var(--green)}.status-upcoming{background:#eff6ff;color:#1d4ed8}.status-overdue{background:#fef2f2;color:#b91c1c}.status-active{background:var(--teal-pale);color:var(--teal)}.status-completed{background:var(--green-pale);color:var(--green)}.status-neutral{background:var(--surface-3);color:var(--ink-muted)}.status-count{background:var(--red);color:#fff}.status-pill-sm{padding:2px 7px;font-size:11px}.tier-badge{display:inline-block;padding:3px 10px;border-radius:20px;font-size:12px;font-weight:700}.tier-T1{background:var(--red-pale);color:var(--red)}.tier-T2{background:var(--gold-pale);color:var(--gold)}.tier-T3{background:var(--teal-pale);color:var(--teal)}.tier-T4{background:var(--green-pale);color:var(--green)}.stage-badge{display:inline-flex;align-items:center;gap:5px;padding:3px 10px;border-radius:20px;font-size:12px;font-weight:600}.stage-Borrower{background:var(--surface-3);color:var(--ink-muted)}.stage-Builder{background:var(--gold-pale);color:var(--gold)}.stage-Graduate{background:var(--teal-pale);color:var(--teal)}.stage-ProgressPartner{background:var(--green-pale);color:var(--green)}.payment-row{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px solid var(--surface-2)}.payment-row:last-child{border-bottom:none}.score-ring-wrap{display:flex;gap:28px;align-items:center;flex-wrap:wrap;margin-bottom:20px}.score-factor{display:flex;align-items:center;gap:10px;margin-bottom:10px}.score-factor-name{font-size:13px;width:160px;flex-shrink:0}.score-factor-bar{flex:1;height:7px;background:var(--surface-3);border-radius:4px;overflow:hidden}.score-factor-fill{height:100%;background:var(--teal);border-radius:4px}.score-factor-val{font-size:13px;font-weight:600;width:30px;text-align:right}.score-badge{display:inline-block;background:var(--surface-2);border:1px solid var(--border);border-radius:20px;padding:4px 14px;font-size:14px;font-weight:600;color:var(--ink)}.lifecycle-track{display:flex;gap:0;margin-bottom:16px;position:relative}.lifecycle-track:before{content:"";position:absolute;top:18px;left:18px;right:18px;height:2px;background:var(--surface-3);z-index:0}.lifecycle-step{flex:1;display:flex;flex-direction:column;align-items:center;position:relative;z-index:1}.lifecycle-dot{width:36px;height:36px;border-radius:50%;background:var(--surface-3);border:2px solid var(--border);display:flex;align-items:center;justify-content:center;font-size:16px;margin-bottom:8px}.lifecycle-step.done .lifecycle-dot{background:var(--teal-pale);border-color:var(--teal)}.lifecycle-step.active .lifecycle-dot,.lifecycle-step.partner .lifecycle-dot{background:var(--teal);border-color:var(--teal)}.lifecycle-label{font-size:11px;color:var(--ink-muted);text-align:center}.lifecycle-step.active .lifecycle-label,.lifecycle-step.done .lifecycle-label{color:var(--teal);font-weight:600}.lifecycle-step.partner .lifecycle-label{color:var(--green);font-weight:600}.mission-card{background:#fff;border:1px solid var(--border);border-radius:var(--r);padding:20px;margin-bottom:16px;box-shadow:var(--shadow-sm)}.mission-header{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:10px}.mission-title{font-size:15px;font-weight:600}.mission-reward{font-size:13px;color:var(--gold);font-weight:600}.mission-desc{font-size:13px;color:var(--ink-muted);margin-bottom:12px;line-height:1.55}.mission-bar{height:8px;background:var(--surface-3);border-radius:4px;overflow:hidden;margin-bottom:8px}.mission-fill{height:100%;background:var(--teal);border-radius:4px;transition:width .5s ease}.mission-meta{display:flex;justify-content:space-between;font-size:12px;color:var(--ink-muted)}.mission-tip{margin-top:10px;font-size:12px;color:var(--ink-muted);background:var(--surface-2);border-radius:8px;padding:8px 10px}.mission-badges{display:flex;gap:8px;margin-top:10px}.mission-badge{font-size:11px;font-weight:700;border-radius:999px;padding:4px 10px;letter-spacing:.3px;text-transform:uppercase}.mission-badge-joined{background:var(--surface-2);color:var(--ink-muted)}.mission-badge-completed{background:var(--green-pale);color:var(--green)}.notifications-shell{position:relative;display:flex;justify-content:flex-end;align-items:center}.nav .notifications-shell{justify-content:center}.notifications-bell-btn{border:1px solid var(--border);border-radius:999px;background:var(--surface);cursor:pointer;font-size:0;width:56px;height:48px;padding:0;position:relative;display:inline-flex;align-items:center;justify-content:center}.nav .notifications-bell-btn{width:40px;height:40px}.notifications-bell-btn:before{content:"";width:18px;height:18px;display:block;background-repeat:no-repeat;background-position:center;background-size:contain;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231a6b6b' stroke-width='1.9' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M15 18a3 3 0 0 1-6 0'/%3E%3Cpath d='M18 16v-4a6 6 0 1 0-12 0v4l-2 2h16z'/%3E%3C/svg%3E")}.notification-badge-counter{position:absolute;top:-8px;right:-8px;min-width:18px;height:18px;border-radius:999px;background:var(--red);color:#fff;font-size:11px;line-height:18px;text-align:center;padding:0 4px}.notifications-dropdown{position:absolute;top:44px;right:0;width:320px;max-height:420px;overflow:auto;border:1px solid var(--border);border-radius:12px;background:var(--surface);box-shadow:0 16px 32px #00000026;z-index:20}.notifications-header{display:flex;justify-content:space-between;align-items:center;gap:8px;padding:12px;border-bottom:1px solid var(--border)}.notifications-mark-read{border:none;background:transparent;color:var(--ink-muted);font-size:12px;cursor:pointer}.notifications-mark-read:disabled{opacity:.5;cursor:not-allowed}.borrower-footer-links{display:flex;justify-content:center;gap:10px;margin:28px 0 8px;padding-top:16px;border-top:1px solid var(--border)}.borrower-footer-links button{border:1px solid rgba(26,107,107,.16);background:#ffffff94;color:var(--ink);font-size:13px;font-weight:600;cursor:pointer;padding:8px 12px;border-radius:var(--r-sm);box-shadow:var(--shadow-sm)}.borrower-footer-links button:hover{background:var(--teal);border-color:var(--teal);color:#fff}.notification-list{list-style:none;margin:0;padding:0}.notification-item{padding:12px;border-bottom:1px solid var(--border);cursor:pointer}.notification-item.unread{background:var(--surface-2)}.notification-item-message{font-size:14px;margin-bottom:6px}.notification-item-meta{display:flex;justify-content:space-between;color:var(--ink-muted);font-size:11px;text-transform:capitalize}.notification-empty{padding:16px 12px;color:var(--ink-muted);font-size:13px}.mission-type{display:inline-block;font-size:11px;font-weight:700;letter-spacing:.4px;padding:2px 8px;border-radius:4px;text-transform:uppercase}.mission-type-Financial{background:var(--teal-pale);color:var(--teal)}.mission-type-Community{background:var(--purple-pale);color:var(--purple)}.decision-card{border-radius:14px;overflow:hidden;border:1px solid var(--border);box-shadow:var(--shadow-md)}.decision-approve .decision-header{background:var(--green-pale)}.decision-decline .decision-header{background:#fff}.decision-review .decision-header{background:var(--gold-pale)}.decision-header{padding:32px;text-align:center}.decision-icon{font-size:48px;margin-bottom:12px}.decision-title{font-size:26px}.decision-body{padding:28px;background:#fff}.decision-decline{background:#fff}.decision-decline .decision-header{padding:42px 32px 18px}.decision-decline .decision-title{font-size:clamp(25px,4vw,34px);line-height:1.25;max-width:560px;margin:0 auto}.decision-decline-intro{color:var(--ink-muted);font-size:15px;line-height:1.7;margin:14px auto 0;max-width:520px}.decision-metrics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-bottom:20px}.decision-metrics .stat-card{padding:14px 16px}.decision-metrics .stat-value{font-size:22px}.offer-line{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px solid var(--surface-2)}.offer-line:last-child{border-bottom:none}.offer-label{font-size:14px;color:var(--ink-muted)}.offer-value{font-size:15px;font-weight:600}.decline-factor-panel{border:1px solid var(--border);border-radius:var(--r);background:var(--surface-2);padding:22px}.decline-factor-panel h3,.decline-free-tools h3{color:var(--ink);font-size:16px;margin-bottom:14px}.decline-factor-list{display:grid}.decline-factor-row{display:grid;grid-template-columns:12px minmax(0,1fr);gap:14px;border-bottom:1px solid var(--border);padding:14px 0}.decline-factor-row:first-child{padding-top:0}.decline-factor-row:last-child{border-bottom:none;padding-bottom:0}.decline-factor-dot{width:10px;height:10px;border-radius:999px;margin-top:5px}.decline-factor-dot.red{background:#b94a37}.decline-factor-dot.gold{background:var(--gold)}.decline-factor-row strong{color:var(--ink);display:block;margin-bottom:5px}.decline-factor-row p,.decline-free-tools p{color:var(--ink-muted);font-size:13px;line-height:1.55}.decline-free-tools{margin-top:22px}.decline-free-tools h3{margin-bottom:6px}.decline-next-steps{margin-top:12px}.decline-tool-list{display:grid;gap:10px}.decline-tool-card{border:1px solid var(--border);border-radius:var(--r);background:#fff;color:var(--ink);cursor:pointer;display:grid;gap:5px;padding:18px 20px;text-align:left}.decline-tool-card:hover{border-color:#1a6b6b57;background:var(--teal-pale)}.decline-tool-card span{color:var(--ink-muted);font-size:13px;line-height:1.45}.decline-tool-card em{color:var(--teal);font-style:normal;font-size:13px;font-weight:800;margin-top:5px}.decline-account-cta{align-items:center;background:#173f3b;border-radius:var(--r);color:#fff;display:flex;gap:18px;justify-content:space-between;margin-top:18px;padding:20px}.decline-account-cta h3{color:#fff;font-size:17px;margin-bottom:7px}.decline-account-cta p{color:#ffffffc7;font-size:13px;line-height:1.55;max-width:380px}.btn-gold{background:var(--gold);color:#fff;flex-shrink:0}.decline-reapply-note{border:1px solid rgba(212,134,33,.45);border-radius:var(--r-sm);background:var(--gold-pale);color:var(--ink);font-size:14px;line-height:1.6;margin-top:18px;padding:14px 16px}.decline-adverse-notice{border-top:1px solid var(--border);margin-top:18px;padding-top:14px}.nudge-card{display:flex;align-items:flex-start;gap:12px;padding:14px 16px;border-radius:var(--r-sm);margin-bottom:10px;border:1px solid var(--border)}.nudge-success{background:var(--green-pale);border-color:#b2d8c5}.nudge-mission{background:var(--teal-pale);border-color:#a0cece}.nudge-score{background:var(--gold-pale);border-color:#e8c87a}.nudge-milestone{background:var(--purple-pale);border-color:#c5b8f0}.nudge-icon{font-size:18px;flex-shrink:0}.nudge-text{font-size:13px;line-height:1.55}.hardship-wrap{background:var(--gold-pale);border:1px solid #e8c87a;border-radius:var(--r);padding:20px;margin-bottom:20px}.link{color:var(--teal);cursor:pointer;font-size:14px}.link:hover{text-decoration:underline}.link-button{-webkit-appearance:none;-moz-appearance:none;appearance:none;border:0;background:transparent;padding:0;font:inherit}.link-button:focus-visible{outline:2px solid rgba(26,107,107,.35);outline-offset:3px;border-radius:4px}.divider{height:1px;background:var(--border);margin:16px 0}.breadcrumb{display:flex;align-items:center;gap:6px;font-size:13px;color:var(--ink-muted);margin-bottom:20px}.breadcrumb-link{color:var(--teal);cursor:pointer}.breadcrumb-link:hover{text-decoration:underline}.breadcrumb-sep{color:var(--ink-muted)}.toast{position:fixed;bottom:28px;left:50%;transform:translate(-50%);background:var(--ink);color:#fff;padding:12px 24px;border-radius:30px;font-size:14px;font-weight:500;z-index:300;box-shadow:var(--shadow-lg);animation:slideUp .22s}.founder-teaser{background:transparent;padding:40px 28px}.founder-teaser-inner{max-width:760px;margin:0 auto;display:flex;gap:36px;align-items:flex-start;border:1px solid var(--border);border-radius:var(--r);background:#fff;box-shadow:var(--shadow-sm);padding:24px}.founder-teaser-avatar{width:96px;height:96px;border-radius:50%;flex-shrink:0;overflow:hidden;border:1px solid rgba(26,107,107,.2);box-shadow:var(--shadow-sm)}.founder-teaser-avatar-image{width:100%;height:100%;display:block;-o-object-fit:cover;object-fit:cover;-o-object-position:center 24%;object-position:center 24%}.founder-teaser-body{flex:1;min-width:0}.founder-teaser-eyebrow{font-size:11px;font-weight:700;letter-spacing:.12em;color:var(--gold);margin-bottom:8px}.founder-teaser-name{font-family:Libre Baskerville,serif;font-size:22px;font-weight:400;color:var(--ink);margin-bottom:12px}.founder-teaser-desc{font-size:15px;color:var(--ink-muted);line-height:1.75;margin-bottom:20px}.founder-teaser-link{margin-top:0}.founder-page{padding-top:60px;overflow-anchor:none}.founder-hero{display:grid;grid-template-columns:40% 60%;background:#0d1b2e;min-height:480px}.founder-photo-col{position:relative;overflow:hidden}.founder-photo-placeholder{width:100%;height:100%;min-height:480px;background:linear-gradient(160deg,#182a3e,#0d1b2e);display:flex;align-items:center;justify-content:center}.founder-photo-image{width:100%;height:100%;display:block;-o-object-fit:cover;object-fit:cover;-o-object-position:center 20%;object-position:center 20%}.founder-content-col{display:flex;flex-direction:column;justify-content:center;padding:56px 64px;color:#fff}.founder-eyebrow{font-size:11px;font-weight:700;letter-spacing:.14em;color:var(--gold);margin-bottom:20px}.founder-name{font-family:Libre Baskerville,serif;font-size:clamp(38px,5vw,58px);font-weight:400;color:#fff;line-height:1.08;letter-spacing:-1px;margin-bottom:14px}.founder-title-line{font-size:16px;color:#ffffff8c;margin-bottom:24px}.founder-intro{font-size:16px;color:#ffffffb8;line-height:1.78;max-width:460px}.founder-status-note{max-width:500px;margin-top:18px;border:1px solid rgba(255,255,255,.18);border-radius:var(--r-sm);background:#ffffff14;color:#ffffffc7;font-size:13px;line-height:1.6;padding:12px 14px}.founder-body{max-width:780px;margin:0 auto;padding:68px 28px 72px}.founder-section{margin-bottom:52px}.founder-section:last-of-type{margin-bottom:0}.founder-section-eyebrow{font-size:11px;font-weight:700;letter-spacing:.12em;color:var(--gold);margin-bottom:8px}.founder-section-rule{width:32px;height:2px;background:var(--gold);margin-bottom:22px;border-radius:2px}.founder-section-heading{font-family:Libre Baskerville,serif;font-size:clamp(24px,3vw,34px);font-weight:400;color:var(--ink);line-height:1.22;margin-bottom:24px}.founder-section-body p{font-size:16px;color:var(--ink-muted);line-height:1.82;margin-bottom:18px}.founder-section-body p:last-child{margin-bottom:0}.founder-section-body em{color:var(--ink);font-style:italic}.founder-cta-row{display:flex;gap:12px;flex-wrap:wrap;padding-top:40px;border-top:1px solid var(--border);margin-top:52px}.btn-spinner{display:inline-block;width:14px;height:14px;border:2px solid rgba(255,255,255,.35);border-top-color:#fff;border-radius:50%;animation:spin .7s linear infinite;flex-shrink:0}@keyframes spin{to{transform:rotate(360deg)}}@media (max-width: 700px){.nav{padding:0 14px}.nav-logo,.nav-logo-btn{flex:0 0 auto;font-size:17px}.nav-logo-text{font-size:17px}.nav-logo-image{width:30px;height:30px}.nav-links{max-width:calc(100vw - 178px);overflow-x:auto;overscroll-behavior-x:contain;scrollbar-width:none}.nav-links::-webkit-scrollbar{display:none}.nav-btn{white-space:nowrap}.nav-menu-panel{right:0;max-width:calc(100vw - 28px)}.hero{padding:78px 20px 28px}.hero h1{letter-spacing:-.6px}.hero-sub{font-size:16px;margin-bottom:24px}.hero-cta{flex-direction:column;gap:10px}.hero-cta .btn{width:100%}.home-trust-bar{margin:0 14px;padding:10px 12px;gap:8px;justify-content:flex-start;font-size:12px}.home-trust-item{white-space:normal}.home-trust-sep{display:none}.mission-founder{padding:32px 20px}.prelaunch-guardrails{grid-template-columns:1fr;padding:28px 20px}.sidebar{width:100%;height:auto;position:static}.app-layout{flex-direction:column}.sidebar-nav{flex-direction:row;padding:0;overflow-x:auto}.sidebar-section{display:none}.main-content{padding:20px}.collateral-qa-page{padding-top:76px}.collateral-qa-hero,.collateral-rate-comparison,.collateral-qa-form{padding:20px}.collateral-rate-grid,.collateral-qa-fields{grid-template-columns:1fr}.auth-card{padding:28px 22px}.decision-header,.decision-body{padding:24px}.founder-hero{grid-template-columns:1fr}.founder-photo-placeholder{min-height:260px}.founder-content-col{padding:40px 24px}.founder-body{padding:48px 20px 56px}.founder-section{margin-bottom:40px}.founder-teaser-inner{flex-direction:column;gap:20px}.founder-teaser-avatar{width:84px;height:84px}.founder-teaser-avatar-image{-o-object-position:center 22%;object-position:center 22%}.customer-tools-home-grid{grid-template-columns:1fr}.features-strip{grid-template-columns:1fr;margin:0 20px}.borrower-checklist{margin:0 20px;padding:28px 20px}.borrower-checklist-list{gap:10px;padding-left:18px}.home-faq{margin:0 20px;padding:28px 0 36px}.home-faq-groups{grid-template-columns:1fr}.home-faq-group{padding:12px}.home-faq-item summary{padding-right:34px}.membership-page-shell{padding:88px 16px 36px}.membership-hero{grid-template-columns:1fr;gap:16px;padding-bottom:20px}.membership-hero-panel{max-width:none}.membership-section,.membership-panel{padding:16px}.membership-section-heading,.membership-inline-controls{align-items:flex-start;flex-direction:column}.membership-grid,.membership-tier-grid{grid-template-columns:1fr}.membership-action-row{justify-content:stretch}.membership-primary-action,.membership-billing-toggle{width:100%}.membership-billing-toggle button{flex:1}.membership-page-shell [data-testid=credit-reporting-opt-in]>div{align-items:flex-start;flex-direction:column}.site-footer-inner{align-items:flex-start;flex-direction:column}.site-footer-cta{text-align:left}.site-footer-actions{justify-content:flex-start}.field input,.field select,.field textarea{font-size:16px;min-height:48px}.auth-card .btn,.card .btn.w-full{width:100%}.field{margin-bottom:24px}.field-row{grid-template-columns:1fr;gap:0}.application-shell{padding:12px 16px 18px}.application-card{padding:18px}.loan-amount-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.free-tools-grid{grid-template-columns:1fr}.tools-page{padding:84px 20px 24px}.free-tool-card{min-height:auto}.application-shell .field{margin-bottom:16px}.application-shell .field-row{gap:0}.application-shell .field input,.application-shell .field select,.application-shell .field textarea{min-height:46px}.decline-account-cta{align-items:stretch;flex-direction:column}.plaid-connect-panel{padding:16px 0 4px}.trust-strip{gap:8px;font-size:11px}.trust-sep{display:none}}.overview-tab-inactive:hover{background:var(--surface-2)}.hover\:border-blue-200:hover{--tw-border-opacity: 1;border-color:rgb(191 219 254 / var(--tw-border-opacity, 1))}.hover\:border-slate-400:hover{--tw-border-opacity: 1;border-color:rgb(148 163 184 / var(--tw-border-opacity, 1))}.hover\:bg-blue-50:hover{--tw-bg-opacity: 1;background-color:rgb(239 246 255 / var(--tw-bg-opacity, 1))}.hover\:bg-blue-700:hover{--tw-bg-opacity: 1;background-color:rgb(29 78 216 / var(--tw-bg-opacity, 1))}.hover\:bg-emerald-100:hover{--tw-bg-opacity: 1;background-color:rgb(209 250 229 / var(--tw-bg-opacity, 1))}.hover\:bg-emerald-800:hover{--tw-bg-opacity: 1;background-color:rgb(6 95 70 / var(--tw-bg-opacity, 1))}.hover\:bg-rose-600:hover{--tw-bg-opacity: 1;background-color:rgb(225 29 72 / var(--tw-bg-opacity, 1))}.hover\:bg-slate-100:hover{--tw-bg-opacity: 1;background-color:rgb(241 245 249 / var(--tw-bg-opacity, 1))}.hover\:bg-slate-50:hover{--tw-bg-opacity: 1;background-color:rgb(248 250 252 / var(--tw-bg-opacity, 1))}.hover\:bg-slate-700:hover{--tw-bg-opacity: 1;background-color:rgb(51 65 85 / var(--tw-bg-opacity, 1))}.hover\:bg-slate-800:hover{--tw-bg-opacity: 1;background-color:rgb(30 41 59 / var(--tw-bg-opacity, 1))}.hover\:bg-teal-100:hover{--tw-bg-opacity: 1;background-color:rgb(204 251 241 / var(--tw-bg-opacity, 1))}.hover\:bg-teal-600:hover{--tw-bg-opacity: 1;background-color:rgb(13 148 136 / var(--tw-bg-opacity, 1))}.hover\:bg-white:hover{--tw-bg-opacity: 1;background-color:rgb(255 255 255 / var(--tw-bg-opacity, 1))}.hover\:text-slate-900:hover{--tw-text-opacity: 1;color:rgb(15 23 42 / var(--tw-text-opacity, 1))}.focus\:border-slate-500:focus{--tw-border-opacity: 1;border-color:rgb(100 116 139 / var(--tw-border-opacity, 1))}.focus\:outline-none:focus{outline:2px solid transparent;outline-offset:2px}.focus\:ring-2:focus{--tw-ring-offset-shadow: var(--tw-ring-inset) 0 0 0 var(--tw-ring-offset-width) var(--tw-ring-offset-color);--tw-ring-shadow: var(--tw-ring-inset) 0 0 0 calc(2px + var(--tw-ring-offset-width)) var(--tw-ring-color);box-shadow:var(--tw-ring-offset-shadow),var(--tw-ring-shadow),var(--tw-shadow, 0 0 #0000)}.focus\:ring-blue-500:focus{--tw-ring-opacity: 1;--tw-ring-color: rgb(59 130 246 / var(--tw-ring-opacity, 1))}.focus\:ring-emerald-600:focus{--tw-ring-opacity: 1;--tw-ring-color: rgb(5 150 105 / var(--tw-ring-opacity, 1))}.focus\:ring-slate-200:focus{--tw-ring-opacity: 1;--tw-ring-color: rgb(226 232 240 / var(--tw-ring-opacity, 1))}.focus\:ring-slate-400:focus{--tw-ring-opacity: 1;--tw-ring-color: rgb(148 163 184 / var(--tw-ring-opacity, 1))}.focus\:ring-teal-500:focus{--tw-ring-opacity: 1;--tw-ring-color: rgb(20 184 166 / var(--tw-ring-opacity, 1))}.focus\:ring-offset-2:focus{--tw-ring-offset-width: 2px}.focus-visible\:ring-2:focus-visible{--tw-ring-offset-shadow: var(--tw-ring-inset) 0 0 0 var(--tw-ring-offset-width) var(--tw-ring-offset-color);--tw-ring-shadow: var(--tw-ring-inset) 0 0 0 calc(2px + var(--tw-ring-offset-width)) var(--tw-ring-color);box-shadow:var(--tw-ring-offset-shadow),var(--tw-ring-shadow),var(--tw-shadow, 0 0 #0000)}.focus-visible\:ring-brand-primary:focus-visible{--tw-ring-color: var(--teal)}.focus-visible\:ring-offset-2:focus-visible{--tw-ring-offset-width: 2px}.disabled\:cursor-not-allowed:disabled{cursor:not-allowed}.disabled\:opacity-50:disabled{opacity:.5}.disabled\:opacity-60:disabled{opacity:.6}@media (min-width: 640px){.sm\:grid-cols-3{grid-template-columns:repeat(3,minmax(0,1fr))}.sm\:flex-row{flex-direction:row}}@media (min-width: 768px){.md\:col-span-2{grid-column:span 2 / span 2}.md\:grid-cols-2{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (min-width: 1280px){.xl\:grid-cols-2{grid-template-columns:repeat(2,minmax(0,1fr))}.xl\:grid-cols-4{grid-template-columns:repeat(4,minmax(0,1fr))}}